Evaluating language-guided mobile agents has recently shifted from rule-based to model-based approaches to achieve scalable and automated assessments. However, existing holistic evaluation paradigms process entire trajectories at once, leading to substantial context overload. Moreover, they primarily focus on task completion while overlooking operational safety. To address these limitations, we introduce CRATE, a novel two-stage VLM-as-judge framework for automated mobile agent evaluation that is compatible with both open- and closed-source models. Leveraging a step-level consequence reasoning mechanism, CRATE independently extracts task-relevant visual clues and infers action-conditioned state changes at each step. The resulting step-level textual evidence is then synthesized through trajectory-level aggregation to deliver an evidence-grounded evaluation of task completion. Building upon this evaluation scheme, we further extend CRATE to CRATE-S for operational safety assessment. Extensive experiments validate the effectiveness and robustness of both CRATE and CRATE-S. Powered by Qwen2.5-VL-72B-Instruct, CRATE achieves an F1-score of 0.833 on AndroidWorld (outperforming SPA-Bench by 20%), while CRATE-S reaches an F1-score of 0.697 on MobileRisk, demonstrating strong alignment with benchmark ground truths.